Current Antibiotic Methods May Have Bugs

Posted by Joseph Lucey on Oct 12, 2016 6:14:58 PM

Health researchers recently discovered a gene some humans carry that is resistant to the carbapenem, a family of antibiotics used to treat multidrug-resistant bacteria. This is particularly troublesome because if this set of genes aligns with people who contract this type of bacteria, there could be a predicament similar to the 19th century, when antibiotics weren’t available to help people fight infections.

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Topics: retirement advisor

What is an ETF?

Posted by Joseph Lucey on Oct 12, 2016 6:14:34 PM

Exchange-traded funds (ETFs) were first introduced in 1993 and tracked only broad-based indices like the S&P 500. Today, there are a wide variety of ETFs on U.S. exchanges that track a range of sectors, investment styles (e.g., growth, value) and strategies (e.g., leveraged, quantitative). The ETF market today is valued at approximately $2.25 trillion.

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Topics: retirement income, retirement advisor, retirement planning

Health Care Bill Negotiations

Posted by Joseph Lucey on Oct 12, 2016 6:14:14 PM

From 2009 to 2013, the average out-of-pocket spending for a hospital stay grew from an average of $738 to $1,013, a 37 percent increase. The following are tips to help you negotiate hospital or other health care provider bills:

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Topics: retirement income, retirement advisor, retirement planning

You know what is spookier than Halloween?

Posted by Joseph Lucey on Oct 4, 2016 4:46:40 PM

Halloween is on everyone’s mind in October, with spooky decorations in doorways and a smell of leaves in the air. While this time of year is all about apple cider and trick-or-treating, it also gets me thinking about scary things that keep people up at night. For most people I know, that fear is outliving their money.

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Topics: retirement income, retirement advisor, retirement planning

Attention: Upcoming Retirement Elevated Class on Saturday, October 15th from 9AM to 2PM

Posted by Joseph Lucey on Sep 27, 2016 6:00:00 AM

The last thing you want to worry about in retirement is running out of money. However, I still see too many folks worried about outliving their money, or being healthy enough to get the most enjoyment from their retirement years. When it comes to planning for your future, you never want to be years into your retirement plan and realize that your money won’t last or your plan won’t work.

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Topics: retirement income, retirement advisor, retirement planning

Attention: Upcoming Educational Event on September 8th on How To MAXIMIZE Your Social Security Income

Posted by Joseph Lucey on Aug 25, 2016 6:00:00 AM

We wanted to give you a quick heads up on something. If you haven’t already heard the news, we are doing an exclusive educational event on “How to MAXIMIZE Your Social Security Income”. This is a topic that our clients have expressed quite a bit of interest in lately and we feel it could be of tremendous benefit to you and your spouse as well.

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Topics: social security

Independence Day

Posted by Dale Decker on Jun 15, 2016 8:21:47 AM

Congress voted to draft the Declaration of Independence on July 2nd, 1776 they asked Thomas Jefferson to write the document. It was revised, approved and signed 2 days later on July 4th. At the time, there was some debate about whether July 2nd or the 4th would be considered the anniversary of American independence.

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Topics: Independence Day

The Greatest

Posted by Dale Decker on Jun 10, 2016 11:08:22 AM


I was trying to describe the legend of Muhammad Ali to my sons. I explained boxing’s popularity through the 80’s and that this combined with Ali’s skill, wit and charisma made him a larger than life character for generations.

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Topics: retirement planning

The Legacy of Memorial Day Started in 1868

Posted by Dale Decker on May 25, 2016 1:08:50 PM

Memorial Day originated as Decoration Day and separate holidays in the northern and southern United States to honor and decorate the graves of fallen soldiers after the civil war, beginning in 1868.   

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Topics: Memorial Day

High School Reunions

Posted by Dale Decker on May 23, 2016 4:19:45 PM

High school sweethearts Bob and Sue stopped to eat on the journey to their 40th class reunion.  After dining, about an hour down the road, Sue told Bob that they must return to the restaurant to retrieve her forgotten glasses. Bob made the U-turn and grumbled mightily all the way back on the return trip. Once parked in front of the restaurant, Sue exited the car. Bob then shouted, “while you’re in there you might as well ask for my wallet and credit cards too”.  

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Topics: financial advisor, retirement planning